Why do I need Life Insurance?

Why do I need Life Insurance?

Ans: While you aren’t required in any way to have life insurance you want to do so to offer financial stability for your family. It can serve to offer you a great peace of mind because you just never know what might take place. Leaving your family a sizable amount of money that is paid to them in a lump sum and that is tax free can help them to deal with your loss without financial problems arising as well.

In many instances the life insurance payout can be used to payoff the debt that is still remaining on a mortgage. This type of life insurance policy can help you to feel good about knowing your family will have their home paid for in full should you not be around to continue paying it for them. Many mortgage lenders now require this type of insurance to be taken out so that they are guaranteed to get their money if the buyer should die before paying off that loan.

Not everyone has a family that they need to worry about the future for though. If that is the situation for you then critical illness insurance may be a better route of coverage for you to consider. With this you will have money if you are determine to be critically ill or you are unable to work permanently due to some type of injury or illness that you incur.

Of course if you have a family then it would be wise to have both life insurance and critical illness coverage combined. This way your mortgage would be paid in full and at the same time you would have a lump sum of money coming in to help with expenses.

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Life Insurance Quote

Title

First name

Last name

Date of birth

Do you smoke? No Yes

Email address

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Work phone

Mobile phone

Is this a joint application?

Yes

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App. 2: First name

App. 2: Last name

App. 2: Date of birth

App. 2: Do you smoke?

Yes

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Type of insurance

Type of cover

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Type of premium

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Testimonials Testimonials

"I would like to thank LifeInsurance.org.uk...
...for providing the excellent service they did for me. I was recently diagnosed with ulcerative colitis and it appeared that it would difficult for me to obtain affordable life insurance. Through their diligent efforts, I was able to obtain a quote that was actually less expensive than the premium I obtained prior to being diagnosed with this condition. The customer service was also outstanding. Mike always promptly returned my phone calls and made certain I knew the status of my application."
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C.Z. - Canterbury

"Just a quick note to say thank...
...you for all the help that your company provided. I would like my thanks to be passed on for the professional and uncomplicated way this matter was handled by yourselves."
Name withheld

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Mr & Mrs Bulmer - Peterborough

"I am delighted with the service I have...
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"Thank you for going...
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M.A. - Plymouth

I couldn't have been more pleased...
...and amazed with the service provided by Life Insurance UK! What a fantastic and refreshing approach towards obtaining life insurance with no pressure, no obtrusive phone calls, straightforward information and advice. A definite departure from previous experiences dealing with a consummate professional, rather than a salesman! Without any reservation whatsoever, I would highly recommend that anyone seeking advice on matters of life insurance visit the lifeinsurance.org.uk. You will be as pleasantly surprised as was I!"
G.P. - Stoke-on-Trent

"Very impressed with the service...
...the advisors are helpful and knowledgeable. We switched our term assurance policy application due to constant delays with the other insurer and being unable to speak to one person. I will certainly recommend Asda Life Insurance to friends and family."
Mrs. L. Peers - Southampton

"We saved over £40 per month...
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Mr Colin Murray, Newcastle