Life Insurance UK

Understanding what Life Insurance Offers

Understanding what Life Insurance Offers
Ans: The biggest reason why you should have life insurance is so that your family is provided with a lump sum payment that is tax free upon your death. This has proven to be a very important type of insurance for people to have. In fact, any one under the age of 68 can apply for it. There are some companies that will allow you to get it up to the age of 70 but they are few and far between. This is one of the best ways that you can offer your family some security in your absence.

Many people have their life insurance policy associated with their mortgage. However, you don’t have to and in such an event you get to decide how much you wish to be insured for. You also get to decide the term that you would like to have the coverage in place for. Those factors will help to determine how much of a monthly premium you end up paying.

There is the option to get insurance when you have a mortgage though as a way to protect that investment. What will happen is that you need to get a dollar amount of coverage that is equal to what is still owed on the mortgage. As a side note, any time you are going with a repayment mortgage you should definitely have mortgage life insurance in place.

You will find that most of the life insurance that is offered also has a clause for terminal illness. This is generally a benefit that you aren’t charged anything extra for either. Should you end up being diagnosed with a terminal illness with less than one year left to live then you will get your lump sum payment immediately dispersed to you.
 

Life Insurance Quote

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 No
 Yes
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Testimonials Testimonials

"I would like to thank LifeInsurance.org.uk...
...for providing the excellent service they did for me. I was recently diagnosed with ulcerative colitis and it appeared that it would difficult for me to obtain affordable life insurance. Through their diligent efforts, I was able to obtain a quote that was actually less expensive than the premium I obtained prior to being diagnosed with this condition. The customer service was also outstanding. Mike always promptly returned my phone calls and made certain I knew the status of my application."
J.E. - Sheffield

"I would gladly recommend Life Insurance UK
...to my friends or anyone who might be interested in buying life insurance. Michael Phinn personally handled my account and was especially responsive to my needs. I was equally impressed with the low cost of my insurance policy."
D.D - Birmingham

"Thank you very much for your services.
I felt like I got the personal attention and expertise necessary to get the best life insurance policy for my husband and myself at the very best rates. You were always helpful, courteous, and knowledgeable, and always responded to my phone calls and emails promptly. I appreciate that, even after repeated questions, concerns, you never made me feel as if you were too busy to continue to assist me. All in all, I am very satisfied with your services, and would recommend you to anyone asking assistance in choosing life insurance. Thank you."
C.Z. - Canterbury

"Just a quick note to say thank...
...you for all the help that your company provided. I would like my thanks to be passed on for the professional and uncomplicated way this matter was handled by yourselves."
Name withheld

"From initial consultation with Lifeinsurance.org.uk...
...it was apparent that we were in safe hands and confident that if anyone was going to be able to help us, it would be them. The unique services provided can be attributed to their professional reputation, integrity, expert knowledge and wealth of experience. lifeinsurance.org.uk have an adept ability to deal with sensitive issues in a reassuring yet resolute way. They are extremely skilled in gathering information and will guide the client seamlessly through the necessary processes in order to achieve the most favourable outcome. Their dedicated team remain friendly, approachable and committed to the client at all times. We will certainly be recommending lifeinsurance.org.uk in the future."
Mr & Mrs Bulmer - Peterborough

"I am delighted with the service I have...
...received from Lifeinsurance.org.uk. I would like to thank my dedicated adviser for the excellent personal service, I have received regular feedback at every stage of my application for insurance. I would recommend this company to all my family and friends."
Ms Shaw - Nottingham

"Thank you for going...
...the extra mile for me & my family. I have recommended you to several people Simply because I think you care.
M.A. - Plymouth

I couldn't have been more pleased...
...and amazed with the service provided by Life Insurance UK! What a fantastic and refreshing approach towards obtaining life insurance with no pressure, no obtrusive phone calls, straightforward information and advice. A definite departure from previous experiences dealing with a consummate professional, rather than a salesman! Without any reservation whatsoever, I would highly recommend that anyone seeking advice on matters of life insurance visit the lifeinsurance.org.uk. You will be as pleasantly surprised as was I!"
G.P. - Stoke-on-Trent

"Very impressed with the service...
...the advisors are helpful and knowledgeable. We switched our term assurance policy application due to constant delays with the other insurer and being unable to speak to one person. I will certainly recommend Asda Life Insurance to friends and family."
Mrs. L. Peers - Southampton

"We saved over £40 per month...
...which will help our finances. I really didn't think I would be able to get this cover at a lower cost than my previous insurer, but I have!"
Mr Colin Murray, Newcastle