Life Insurance UK

Should I get Critical Illness Insurance Instead of Life Insurance

Should I get Critical Illness Insurance Instead of Life Insurance?
Ans: It is a very good idea to have critical illness insurance but only in addition to life insurance instead of alternately. This type of coverage will pay a lump some if you are diagnosed with a life ending disease with 12 months or less to live. This can be come very important as those funds will be paid out while you are still alive rather than upon your death.

Critical illness insurance also provides you with a viable way to be able to pay for your mortgage when you have an illness that is very serious. You may wish to decrease the amount of coverage that you have too depending on the type of mortgage that you have. For example you may have a repayment mortgage or you may have one that involves paying interest only. These types of insurance though do cost more than just traditional mortgage life insurance or traditional life insurance. Many people find that purchasing both critical illness coverage along with life insurance You will save money when you actually get a combined policy such as that.
 

Life Insurance Quote

Title
First name
Last name
Date of birth
   
Do you smoke?     No    Yes
Email address
Home phone
Work phone
Mobile phone
Is this a joint application?
 No
 Yes
House Number
House/Flat name
Street
Area
Town
County
Postcode
Over what period?
Type of insurance
Type of cover
Amount of cover
Type of premium

Enter the code shown above:

(Note: If you cannot read the numbers in the above image, reload the page to generate a new one.)

 
                                                   

Testimonials Testimonials

"I would like to thank LifeInsurance.org.uk...
...for providing the excellent service they did for me. I was recently diagnosed with ulcerative colitis and it appeared that it would difficult for me to obtain affordable life insurance. Through their diligent efforts, I was able to obtain a quote that was actually less expensive than the premium I obtained prior to being diagnosed with this condition. The customer service was also outstanding. Mike always promptly returned my phone calls and made certain I knew the status of my application."
J.E. - Sheffield

"I would gladly recommend Life Insurance UK
...to my friends or anyone who might be interested in buying life insurance. Michael Phinn personally handled my account and was especially responsive to my needs. I was equally impressed with the low cost of my insurance policy."
D.D - Birmingham

"Thank you very much for your services.
I felt like I got the personal attention and expertise necessary to get the best life insurance policy for my husband and myself at the very best rates. You were always helpful, courteous, and knowledgeable, and always responded to my phone calls and emails promptly. I appreciate that, even after repeated questions, concerns, you never made me feel as if you were too busy to continue to assist me. All in all, I am very satisfied with your services, and would recommend you to anyone asking assistance in choosing life insurance. Thank you."
C.Z. - Canterbury

"Just a quick note to say thank...
...you for all the help that your company provided. I would like my thanks to be passed on for the professional and uncomplicated way this matter was handled by yourselves."
Name withheld

"From initial consultation with Lifeinsurance.org.uk...
...it was apparent that we were in safe hands and confident that if anyone was going to be able to help us, it would be them. The unique services provided can be attributed to their professional reputation, integrity, expert knowledge and wealth of experience. lifeinsurance.org.uk have an adept ability to deal with sensitive issues in a reassuring yet resolute way. They are extremely skilled in gathering information and will guide the client seamlessly through the necessary processes in order to achieve the most favourable outcome. Their dedicated team remain friendly, approachable and committed to the client at all times. We will certainly be recommending lifeinsurance.org.uk in the future."
Mr & Mrs Bulmer - Peterborough

"I am delighted with the service I have...
...received from Lifeinsurance.org.uk. I would like to thank my dedicated adviser for the excellent personal service, I have received regular feedback at every stage of my application for insurance. I would recommend this company to all my family and friends."
Ms Shaw - Nottingham

"Thank you for going...
...the extra mile for me & my family. I have recommended you to several people Simply because I think you care.
M.A. - Plymouth

I couldn't have been more pleased...
...and amazed with the service provided by Life Insurance UK! What a fantastic and refreshing approach towards obtaining life insurance with no pressure, no obtrusive phone calls, straightforward information and advice. A definite departure from previous experiences dealing with a consummate professional, rather than a salesman! Without any reservation whatsoever, I would highly recommend that anyone seeking advice on matters of life insurance visit the lifeinsurance.org.uk. You will be as pleasantly surprised as was I!"
G.P. - Stoke-on-Trent

"Very impressed with the service...
...the advisors are helpful and knowledgeable. We switched our term assurance policy application due to constant delays with the other insurer and being unable to speak to one person. I will certainly recommend Asda Life Insurance to friends and family."
Mrs. L. Peers - Southampton

"We saved over £40 per month...
...which will help our finances. I really didn't think I would be able to get this cover at a lower cost than my previous insurer, but I have!"
Mr Colin Murray, Newcastle