Life Insurance UK

Do I need both Critical Illness and Life Insurance?

Do I need both Critical Illness and Life Insurance Coverage?
Ans: To make sure you have proper coverage you definitely want to consider both critical illness coverage and life insurance. This is the bare minimum that we should be doing for those that love us. If something should happen to us that requires ongoing care or that results in death they have enough to worry about without the finances as well. The sooner you get on board the easier you can breath about it all. The other thing to consider is that the requirements for such coverage continue to get more strict.

Take your time to talk with one of our representatives though so you can get a customized quote for the coverage you need. We have the best rates in the UK but also the best coverage so you can feel like you are in very good hands with us from the very start. We offer very competitive rates and we also will pay out a lump sum amount if you end up with a critical illness. This can be a variety of things including a stroke, cancer, a heart attack, and more. You will get this payout within 28 days of the medical problem as well so you aren’t going to be left waiting for that money to arrive.

The key to making it all work is to get the right policy that covers your own personal needs. That is why our advisors will take the time to talk to you and to find out what types of coverage you need for critical illness and life insurance coverage. By combining these two policies in one you will also end up with a lower overall premium to pay.

You will also benefit from a fixed premium. This is a type of offer that most of the other providers out there aren’t willing to extend if you only buy one or the other type of policies. Please take some time to get in contact with us. Our representatives are always willing to help find the right coverage for your protection and peace of mind.

Life Insurance Quote

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Testimonials Testimonials

"I would like to thank
...for providing the excellent service they did for me. I was recently diagnosed with ulcerative colitis and it appeared that it would difficult for me to obtain affordable life insurance. Through their diligent efforts, I was able to obtain a quote that was actually less expensive than the premium I obtained prior to being diagnosed with this condition. The customer service was also outstanding. Mike always promptly returned my phone calls and made certain I knew the status of my application."
J.E. - Sheffield

"I would gladly recommend Life Insurance UK my friends or anyone who might be interested in buying life insurance. Michael Phinn personally handled my account and was especially responsive to my needs. I was equally impressed with the low cost of my insurance policy."
D.D - Birmingham

"Thank you very much for your services.
I felt like I got the personal attention and expertise necessary to get the best life insurance policy for my husband and myself at the very best rates. You were always helpful, courteous, and knowledgeable, and always responded to my phone calls and emails promptly. I appreciate that, even after repeated questions, concerns, you never made me feel as if you were too busy to continue to assist me. All in all, I am very satisfied with your services, and would recommend you to anyone asking assistance in choosing life insurance. Thank you."
C.Z. - Canterbury

"Just a quick note to say thank... for all the help that your company provided. I would like my thanks to be passed on for the professional and uncomplicated way this matter was handled by yourselves."
Name withheld

"From initial consultation with was apparent that we were in safe hands and confident that if anyone was going to be able to help us, it would be them. The unique services provided can be attributed to their professional reputation, integrity, expert knowledge and wealth of experience. have an adept ability to deal with sensitive issues in a reassuring yet resolute way. They are extremely skilled in gathering information and will guide the client seamlessly through the necessary processes in order to achieve the most favourable outcome. Their dedicated team remain friendly, approachable and committed to the client at all times. We will certainly be recommending in the future."
Mr & Mrs Bulmer - Peterborough

"I am delighted with the service I have...
...received from I would like to thank my dedicated adviser for the excellent personal service, I have received regular feedback at every stage of my application for insurance. I would recommend this company to all my family and friends."
Ms Shaw - Nottingham

"Thank you for going...
...the extra mile for me & my family. I have recommended you to several people Simply because I think you care.
M.A. - Plymouth

I couldn't have been more pleased...
...and amazed with the service provided by Life Insurance UK! What a fantastic and refreshing approach towards obtaining life insurance with no pressure, no obtrusive phone calls, straightforward information and advice. A definite departure from previous experiences dealing with a consummate professional, rather than a salesman! Without any reservation whatsoever, I would highly recommend that anyone seeking advice on matters of life insurance visit the You will be as pleasantly surprised as was I!"
G.P. - Stoke-on-Trent

"Very impressed with the service...
...the advisors are helpful and knowledgeable. We switched our term assurance policy application due to constant delays with the other insurer and being unable to speak to one person. I will certainly recommend Asda Life Insurance to friends and family."
Mrs. L. Peers - Southampton

"We saved over £40 per month...
...which will help our finances. I really didn't think I would be able to get this cover at a lower cost than my previous insurer, but I have!"
Mr Colin Murray, Newcastle